Moneda: Scan & Pay | Ozeito - Mobile App Development

About

Introduction

The main purpose of Moneda is to facilitate the small businesses to receive payment by Bank by swiping card junk fees. Moneda also offers eCommerce capabilities, enabling small businesses to sell their products or services online. Additionally, end users can communicate with merchants and make custom payments through their banks.

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Problem

Small businesses face significant financial strain due to transaction fees when accepting debit and credit card payments. Debit cards incur a fixed fee of around $0.07 per transaction, while credit cards charge 2.25% plus a $0.01 fee per transaction. These "junk fees" can substantially erode profit margins, particularly for businesses with high transaction volumes. Finding strategies to reduce these fees is essential for enhancing the profitability and sustainability of small businesses.

Solution

Moneda delivers a cost-effective payment solution for small US businesses by eliminating expensive card processing fees. The platform integrates MX technology for secure bank account verification with Dwolla's robust real-time payment processing infrastructure.

This combination allows merchants to bypass traditional transaction costs (2.25% + $0.01 for credit cards and $0.07 fixed fee for debit cards) while maintaining payment security and reliability.

The solution includes tools to drive customer adoption through incentives and provides comprehensive technical support for seamless integration, helping small businesses improve their profit margins without compromising on convenience.

Development Process

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Color and Typography

Branding

Flow Chart

The app's branding focuses on minimalism, reliability, and elegance. The logo and visual design reflect simplicity while.

Project Screens

The app's branding focuses on minimalism, reliability, and elegance. The logo and visual design.

MoboStore App features a clean and vibrant visual design with intuitive layouts. Icons and imagery are strategically placed to grab attention, while smooth animations enhance usability and engagement.